We can help !

Ask yourself these questions:

	Do you worry about how much you owe?
	Are you near the limit on your cards?
	Are you making only the minimum payments?
	Are you getting calls or letters from collectors?
	Are you living from paycheck to paycheck?
	Do you have no money left over after you have paid all your bills?
	Have you seen a consumer credit consultant only to find out your payments to them would be higher than the payments you are currently making?
	Have you considered bankruptcy as a way out?

If you answered yes to any of these questions you are in financial trouble!

 We provide services to both Business owners and individual Consumers

Our company specializes in helping you to get back on your feet. If you are having difficulty with past debts, you may need our help. We are Professional Debt Arbitrators. All we do is successfully negotiate debts on your behalf. Many people, individuals and companies, find themselves having difficulty in dealing with creditors and collection agencies. We can step in and negotiate these debts on your behalf.

OUR DEBT SOLUTION PROGRAM

The Goal: To help people who are in a dangerous debt situation to ethically and completely solve the problem so they can get back on their feet financially and flourish and prosper in life.

Who do we serve: We help those who are in over their heads with unsecured debt and have no workable way out. Typically, our clients are those who, due to a change in circumstances, (this could be the loss of a job, health problems or some other business situation) find it difficult or impossible to keep up with their obligations. They usually have been barely making minimum payments for some time and due to their circumstances are finding it increasingly difficult continue to make minimum payments. They are often falling behind in their payments and could be at or near the point of bankruptcy.

What we do: We stop collection actions and negotiate with the lender on behalf of our clients to reduce, as much as possible, the amount of debt they owe. We negotiate mutually agreeable settlements based upon the client’s budget. The client pays the settlement as agreed and we assist with the process from beginning to end. Each settlement offer is made in writing by the lender and signed by the client before it goes into effect.

What are the benefits: The client does not have to deal directly with the creditors thus, for those clients being harassed by collectors, the stress level comes down dramatically so the client can concentrate on making money and getting some enjoyment out of life. We actually settle debts at substantially reduced amounts and the settlements are paid off within the constraints of a workable budget for the client. Once all debt is settled and paid the client is now out of debt and can use their financial resources for something more productive. Once all debts are settled our clients receive a letter from us giving a full explanation as to the circumstances of the settlements, the fact the our client paid all the settlements as agreed and they are now excellent credit risks as they are debt free. This letter along with the settlement letters from the lenders is enough to handle any concern a future lender may have in providing credit to our client.

How we are paid: We are paid 30% of the difference between what the actual debt amount is and the settlement amount. For instance, if the actual debt amount is $10,000 and we negotiate it down to $5000.00 then we get paid 30% of $5000.00 ($1500.00). 

Your Benefits Include :

	Substantial savings in principal and interest
	Peace of mind knowing you will be able to handle your debt.
	More time spent on producing revenue than worrying about debt.
	Not having to personally deal with difficult creditors.
	Avoiding  bankruptcy.